1 Barry is a clusterfuck os a miserable failure.

2 Before you can put millions of Americans back to work you have to put ONE American[Kenyan] out of work.

3 "All that for a flag?"

4 A half hour between posts? Sweet.

5
Just give me Obama the ball.

6
Obama has extraordinary talents.

7
Talents we can never fathom.

8 "All that for a flag?"

Most classless administration ever.

And yes, the Dems are completely culpable for the economy.  Make them own it.

9
Daddy, did you ruin the economy, yet?

10 So Fwank is worried about stuff at Wal-Mart costing a few cents more, but taxing my ass off is fine? Got it. (please make your own Fwank/ass joke)

11 Dodd-Frank, putting real people first, "and stuff" to punish those horrible ATMs. And corporate jets, too. PASS THIS BILL! GIVE ME THE BALL! Lets save more jobs!!

12 Let's just take a moment to appreciate Obama.

13
Daddy, did you pass the bill, yet?

14 Revenues go down, so you decrease spending? Crazy!

15
Obama is on tour today in Ohio pushing his jobs class warfare bill.

16 The Republicans will be spending more time opposing harmful regulations starting with the Protecting Jobs From Government Interference Act.

Purpose: "To prohibit the National Labor Relations Board from ordering any employer to close, relocate, or transfer employment under any circumstance."


Committee activity of the week: EPA's Cross-State Air Pollution Rule

17
Obama is telling people that the thing standing between them and a paycheck is Big Oil and the "super rich."

18 Obama is on tour today in Ohio pushing his jobs class warfare bill. Is he using the Big Black Bus? That's got to be somewhere in the Midwest still.

19 I'm not sure it's "regulation" per se that is holding back business investment.

I would say that it is the unique confluence of multiple factors: over-regulation, alarm at the federal government's total lack of seriousness about getting its financial house in order, the Obama administration's inability to resist using Chicago-style tactics to pick winners and losers (Obamacare waivers, Gibson and Solyndra come to mind) and extreme volatility of both markets and the global economy.

All of these combined create not so much "uncertainty" but rather certainty that any major new business investment will operate in a climate of risk that is much higher than investors or entrepreneurs can tolerate.

All the better, they think, to wait it out and see what November 2012 brings.

20 There are plenty of effects of these things. For example, Sarbanes-Oxley makes big companies do an audit of outsourced IT providers. So companies not affected by SOX who do business with SOX affected companies have to comply with the rules - so I get an extra $50k operating expense to pay for this thing. Bastards.

21 Obama wants to run part of his reelection campaign on the success of Detroit via the auto bailouts and the myth of unions being 'good' for business. While we all laugh at this lunacy, the true believers buy this utter crock of shit.  That's why in order to undermine anyone's ability to point at Ford as to why the bailouts were unnecessary, the UAW is getting ready to whack Ford with a strike.

All posturing and pure politics with no connection to reality. Typical for the mule school of thought.

22 I mean, its good for the accountants, I guess, but its kind of like a broken windows thing. There is really no value being created here. For $50k I get a letter. But we could have spent that money on things that would grow our business instead.

23 Breakdown, "What's in the 'American Jobs Act'?"

24 regulations are the new broken windows, your waste is someone else's job -- didnt this fallacy get hammered into the ground a hundred years ago?

25 While we are at it, why don't they echo back to Obama that they too think that the rich and corporations should pay their fair share of taxes setting up the argument of what is fair. Make Obama come out and say what is a fair amount of governmental consfication of income.

26 I really wish one of the candidates would respond to a bullshit class warfare question with an explanation how one person being rich does not make another person poor. The left loves that false assertion and throws it out at every 'social justice' opportunity as the reasoning behind confiscating productive peoples' stuff and redistributing to the unproductive.

Calling out productive versus unproductive labor during a debate would be good as well. Fifty people working in a factory and paying taxes are sure as Hell more productive than 50 government workers sitting on their asses idle all day collecting a paycheck from the 50 factory worker's paychecks.

Heck I'd even settle for someone calling out union greed and pointing out that most unions, as structured today, are in fact major corporations themselves with tons of professional lobbyists.

27 BTW, my bank sent me a letter that basically said, "Hey, you know that credit card rewards program that you liked? We had to knock it off or charge you for checking. 'Cause Washington is micro-managing our business again." (Actually, I added that last part).

28
Who do you think is really behind the layoffs at BoA?

Could it maybe be...Warren Buffet?

29

Obama plans in his next speech to propose a way to pay for his new jobs plan.

He will propose 1) a new excise tax on union dues 2) a surcharge on all movie receipts for releases coming out of Hollywood and 3) a new tax on all lobbyist salaries above $100K. Then, a unicorn will fly out of his butt.

30 Sorry, that's debit card rewards

31

The commentary accompanying the article states "because cutting fees will be popular" won't stay that way. The banks will recover their losses one way or the other. Well, actually, just one way - by passing fees on to debit card users. Various banks are already promising to charge their customers fees - as high as $3 per swipe - for everytime we use our debit cards. You'll still be able to use your banks ATM for free to get cash. But you will be charged a fee if you use your debit card for purchases. So, Dodd-Frank - in regulating banks - does exactly what most Democrat policies do - forwards the costs on to consumers.

32
Buffett bought himself a $5B stake in BoA.

I'd find it hard to believe that he's not pushing his weight around and influencing BoA's CEO and board.

33 Arms Merchant - My bank did the same thing.

34
So, Dodd-Frank - in regulating banks - does exactly what most Democrat policies do - forwards the costs on to consumers.

Unfortunately the name of the game is Politics, not, Who's Right. Otherwise we would always win. In reality as true as all of what you said is, we can't sink our paltry resources to win a message war on that tiny topic defending the bank fees. So overall the provision will remain popular. That's Politics.

35 31 Obama plans in his next speech to propose a way to pay for his new jobs plan.

He will propose 1) a new excise tax on union dues 2) a surcharge on all movie receipts for releases coming out of Hollywood and 3) a new tax on all lobbyist salaries above $100K. Then, a unicorn will fly out of his butt.

His proposal to pay for his 'jobs' bill:

$400 billion by limiting itemized deductions, including the one for charitable giving, for individuals earning more than $200,000 a year ($250,000 for couples).

$40 billion by eliminating tax breaks for oil-and-gas companies.

$18 billion by taxing “carried interest” income (common among hedge fund managers) as regular income as opposed to capital gains, which are taxed at a much lower rate.

$3 billion by adjusting the depreciation rate on corporate jets.

36
all this "revenue" over how many years?

37
and what are the projections for the number of jobs created?

38 sheesh what a bunch of babies

Don't you see the benefit of getting out that job you've worked at for years, and trying something different?

so the money is 1/3 of your previous income, do you really need to live in a house  or have electricity?

I imagine there are wonderful recipes for cooking beans on the back of the package,  might need a little fixing for over fire recipes but hey learning new stuff is awesome!
 who needs internet anyway.

you've forgotten what doesn't kill you makes you stronger.
no pain no gain.

39 quit crying.

40 "Fifty people working in a factory and paying taxes are sure as Hell more productive than 50 government workers sitting on their asses idle all day collecting a paycheck from the 50 factory worker's paychecks."

I can't say that! Government workers vote, too.

41 OT: Dr. Elmendorf, the CBO director, is currently testifying before the joint select committee.

42 "...regulations are the new broken windows, your waste is someone else's job -- didnt this fallacy get hammered into the ground a hundred years ago?"

Au contraire!

43 Don't worry the bitch behind the Consumer Credit Protection Agency (or whatever the fuck the evil bureaucratic clusterfuck about to be foisted upon us by the stuttering clusterfuck of a miserable failure Obama & the Dodd Frank Bill is called) is herself going to be running against Senator Scott Brown here in Massachusetts.

Because finding a Obama coat tail riding, cocktail partying bitch, with the same personality as AG Coakley, soppy wet panties for union thuggery, and a blatant condescending attitude toward the little people, is considered a winning strategy here. I dislike our RINO senator, but he's better than a Donk rubber stamp senator and hope he still wins.

44

Dodd-Frank is a prime example of the connected business getting to tool the process. The large financial services houses use these regulations to force smaller ones into compliance. Only problem is, smaller ones get killed by the costs and fade away.

Now the large houses don't even try to sell you stocks and bonds or GOLD, even to Joos! They collect your money and put you in a pool of others similarly situated and allocate you a share of the pool.

This brings their costs way down. In fairness, they are pretty good at this and it works well for some folks.

45 I'd love to see the RNC make a series of commercials that feature nothing but spokesmen for various companies (Gibson, Boeing, BoA, that Texas energy company) explaining just how the government screwed them over and how many jobs they eliminated or failed to create because of it.  You'd have to be careful not to look like you're pandering to big businesses (throw in plenty of small business owners too), but this issue should be absolutely devastating.  Show Obama's "pivot to jobs" as the sham that it is.

46

I am on a listserv of people in mortgage compliance.  It would stun most of you to read the dozens of emails going around this list every day.  Even the existing rules are so vague that 10 people can often come up with 10 different interpretations of them.  There are rules about providing those disclosure forms you get when you apply for a mortgage and at closing, but there are about 50 lines on those forms and literally dozens of ways a vendor can charge for their services.  Which line do you put that fee on?  What do you call it?  If you get it wrong you can be sued.  Then there are rules on advertising and kickbacks.  Can this person take you out for lunch, or is that an illegal kickback or referral fee?  Again, if you get it wrong you can be sued.   Very little of this regulation actually protects consumers.

And now the feds have told lenders how they have to compensate their salespeople.  The rules may look simple on their face, but they aren't.  Companies have spent millions on outside counsel to write new compensation plans hoping they are in compliance.  Salespeople have faced pretty sizable pay cuts too.  While some of this may have been warranted - for example, paying people more to bring in loans with higher interest rates certainly fueled the subprime boom and a lot of fraud by loan officers - but a lot of it is simply closing the barn door well after the horse is already dead.

All the national banks used to enjoy preemption from state laws.  In return, they got heavy annual examinations by the federal regulators.  Dodd-Frank eliminated that preemption.  So now the banks have to figure out how to comply with 51 sets of state laws, answer inquiries from 51 banking commissioners and state Attorneys General (some of whom are political appointees and aspiring Governors and Senators), and follow legislation in 51 legislatures. 

This is just a small sample of regulations that are killing the banks.  One reason banks have had to get bigger is because smaller banks cannot afford the compliance costs or liability.  And the bigger the banks get, the riskier they are for the system and the likelier it becomes that the taxpayers will have to bail them out.

47 It is both depressing and astonishing that this thread, covering an issue far more important than a thread about Michelle Bachmann's lunatic superstitions about vaccines, gets barely a fifth of its comments.

48 Democrats Destroying Jobs...A Continuing Series

49 Obama is a stuttering clusterf*ck of a miserable failure.

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