March 31, 2014
— Ace Per a Rand Corporation study.
[O]f the people who have paid their first monthÂ’s premium on the Obamacare exchanges, and are thereby enrolled in coverage, 76 percent were previously insured, and 24 percent were previously uninsured....
WhatÂ’s important to remember is that this is not how Obamacare was supposed to work. The Congressional Budget Office, in its original estimates, predicted that the vast majority of the people eligible for subsidies on the exchanges would be previously uninsured individuals.
Guy Benson writes about all the chicanery in the Obamacare "sign-up" numbers, linking this piece by Marc Thiessen on the subject of the very small number of uninsured who have actually gotten insurance through Obamacare.
Recall that between 5 million and 6 million Americans lost their health plans because of Obamacare last fall. If the administration now succeeds in signing up 5 million to 6 million previously insured Americans, it will have achieved . . . nothing. Breaking even is no great accomplishment.And let’s not forget: Many of those new Obamacare sign-ups are self-sufficient people who were previously paying their own way and now receive government subsidies for insurance. Creating government dependency is not progress — it’s a step backward.
The stated goal of Obamacare was not to move millions of privately insured Americans into taxpayer-subsidized health coverage. The goal was to cover the uninsured. That was the justification for all the chaos and disruption Americans have experienced — and that is the standard by which the administration should be judged.
...
Goldman Sachs is projecting that only 1 million Obamacare sign-ups will come from previously uninsured Americans. Indeed, it estimates that the number of total signups will be just 4 million — not 6 million, as the administration claims — because “HHS figures . . . count all persons who selected an ACA exchange plan regardless of whether or not they have actually completed the enrollment process by paying their premium.” Goldman Sachs also anticipates that fully 75 percent of all the Obamacare sign-ups will be from people who already had insurance.
All this, for one million sign-ups of the previously uninsured.
Posted by: Ace at
12:42 PM
| Comments (417)
Post contains 385 words, total size 3 kb.
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 12:45 PM (PYAXX)
Posted by: artisanal 'ette at March 31, 2014 12:46 PM (IXrOn)
Posted by: Doodad Pro at March 31, 2014 12:46 PM (78TbK)
So we are paying more for less, and the nominal goal of the program has failed.
Posted by: 18-1 at March 31, 2014 12:47 PM (78TbK)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 12:48 PM (PYAXX)
Posted by: Boss Moss at March 31, 2014 12:49 PM (bitz6)
Posted by: maddogg at March 31, 2014 12:49 PM (xWW96)
Posted by: DangerGirl at March 31, 2014 12:49 PM (GrtrJ)
Posted by: Democraps at March 31, 2014 12:49 PM (IXrOn)
So we are paying more for less, and the nominal goal of the program has failed.
It's the Annenberg Challenge all over again, but this time it's with your money.
Posted by: Cicero (@cicero) at March 31, 2014 12:49 PM (8ZskC)
Posted by: Dr Spank at March 31, 2014 12:49 PM (slXFW)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 12:50 PM (PYAXX)
Posted by: SNL at March 31, 2014 12:50 PM (8ZskC)
Posted by: ejo at March 31, 2014 12:50 PM (GXvSO)
Actually, I'm afraid to go on Facebook today. My lefty friends will be parroting this bullshit ad nauseum and I will be unable to restrain myself. To be fair, I wouldn't mind pruning my "friend" list a bit.
Posted by: physics geek at March 31, 2014 12:50 PM (MT22W)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 12:51 PM (PYAXX)
The numbers we hear of "policies cancelled" doesn't represent how many people were affected.
One policy usually covers more than 'one person'.
And we never hear about the Number of people whose policies were "replaced by an Ocare-compliant policy"...with higher premiums.
This number would be huge!
Posted by: wheatie at March 31, 2014 12:51 PM (m7/Sn)
Posted by: artisanal 'ette at March 31, 2014 12:51 PM (IXrOn)
How did the RAND analysts even determine who these people were who had paid up? The Obama crew have been absolutely paranoiac about guarding the numbers on actual paid enrollment. (Which of course implies that the numbers are shitty.)
Posted by: torquewrench at March 31, 2014 12:51 PM (noWW6)
Posted by: The illnumerate Smythe at March 31, 2014 12:51 PM (WxKoD)
May they all choke on hospital food. Every last Democrat that foist this upon us and destroyed the lives of millions.
I can't wait until November you fuckers.
Posted by: Marcus T at March 31, 2014 12:51 PM (GGCsk)
Posted by: Angel with a sword at March 31, 2014 12:51 PM (hpgw1)
Or tossed into the shit pile of Medicaid.
Posted by: physics geek at March 31, 2014 12:52 PM (MT22W)
Posted by: PJ at March 31, 2014 12:52 PM (ZWaLo)
Posted by: Merovign, Dark Lord of the Sith[/i][/b][/s][/u] at March 31, 2014 12:52 PM (qyfb5)
Posted by: Veronica J. Lipshitz at March 31, 2014 12:52 PM (NpXoL)
Posted by: A Message from the Obamacare Death Panels at March 31, 2014 12:53 PM (8ZskC)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 12:53 PM (PYAXX)
Post Obamacare: 44 million uninsured (that's 45-1 for those of you who recently graduated from a public high school)
Cost of Obamacare: $2T
So we spent $2T to insure 1 million people.
Fucking awesome!!
Posted by: Mr. Moo Moo at March 31, 2014 12:53 PM (0LHZx)
Posted by: The illnumerate Smythe at March 31, 2014 12:53 PM (WxKoD)
Posted by: Ashley JuddsPuffy Lil Scamper, aka MrCaniac at March 31, 2014 12:53 PM (HxSXm)
Posted by: Copybook Gods at March 31, 2014 12:53 PM (WX3R9)
When I was 25 or so, I had a basic, catastrophic policy in case I got shot, or in a car crash, or ass cancer or something.
It cost me $14 per month. I remember because it was the early days of auto-debit, and the amount was so small, they had to charge me for it quarterly (still less than $45 per quarter).
What do you think the going rate for adding a 25 year-old onto an individual policy is now? I suspect it's more than $14.
And that was the mid-90s. I'm old but not that old.
Posted by: Phinn at March 31, 2014 12:54 PM (i5GO4)
Posted by: Chaos the other dark meat at March 31, 2014 12:54 PM (oDCMR)
Anyone want to help me with my brackets? Right now I have:
"And this will save the average family $2,500 a year in premiums"
vs.
"You can not redraw international boundaries with military force"
Posted by: Frumious Bandersnatch at March 31, 2014 12:55 PM (JtwS4)
We reduced the number of uninsured by 2%, all at a cost of $2 trillion.
You know what would have been cheaper? Sending every one of those 1 million people a check for $10K per year for the rest of their lives to buy insurance.
Posted by: Mr. Moo Moo at March 31, 2014 12:55 PM (0LHZx)
Posted by: Barack Obama at March 31, 2014 12:55 PM (H24g2)
Posted by: tu3031 at March 31, 2014 12:55 PM (yv+63)
Posted by: Carol at March 31, 2014 12:55 PM (qNzkX)
2009 Population ~ 305 million
Uninsured ~ 44 million
Illegals among uninsured ~ 11 million
American uninsured ~ 33 million ~ 11%
Net Obamacare signups ~ 1 million ~ 3% of problem or 0.3% of 2009 population
That's what I call 'smart power'
Posted by: phreshone at March 31, 2014 12:56 PM (kFxpe)
Posted by: Dan at March 31, 2014 12:56 PM (COpZ4)
Posted by: Lauren at March 31, 2014 12:57 PM (hFL/3)
Posted by: eleven at March 31, 2014 12:57 PM (GXZgZ)
The purpose of Ocare was to take over Control of people's lives.
Once you realize that...it all makes sense.
Posted by: wheatie at March 31, 2014 12:57 PM (m7/Sn)
Posted by: MTF at March 31, 2014 12:57 PM (H24g2)
Posted by: Blacque Jacques Shellacque at March 31, 2014 12:57 PM (vd7A8)
Posted by: Boss Moss at March 31, 2014 12:58 PM (bitz6)
The above doesn't count for the previously uninsured because of pre-existing conditions, they're gonna use the hell out of their new subsidized insurance.
Posted by: BuckIV at March 31, 2014 12:58 PM (CLfqv)
Posted by: Burn the Witch at March 31, 2014 12:58 PM (HLprW)
Posted by: Mr. Spock at March 31, 2014 12:58 PM (08jH8)
Creating government dependency is not progress — it’s a step backward.
-------
That depends upon your perspective. If you are a conservative, yes, but if you are a liberal, no.
Posted by: Vashta Nerada at March 31, 2014 12:59 PM (eoeps)
Posted by: artisanal 'ette at March 31, 2014 01:00 PM (IXrOn)
Because quite a few states have been releasing that information. Non-payment rates have been ranging from 15% to 40% from the states that have reported the numbers.
Posted by: GnuBreed at March 31, 2014 01:00 PM (wNF3N)
Posted by: Flatbush Joe at March 31, 2014 01:00 PM (ZPrif)
Posted by: Boss Moss at March 31, 2014 01:00 PM (bitz6)
Posted by: BackwardsBoy, who did not vote for this shit [/i][/s][/b][/u] at March 31, 2014 01:00 PM (0HooB)
Posted by: Lauren at March 31, 2014 01:00 PM (hFL/3)
Posted by: Veronica J. Lipshitz at March 31, 2014 04:52 PM (NpXoL)
Does that mean you are nekkid?
Posted by: Bertram Cabot Jr. at March 31, 2014 01:00 PM (/Nxsb)
Of course, you could prune that list to zero.
If enough people have enough, and bail out of Fuckwitbook for good, the stock price will collapse. And if the stock price collapses, there will be pleasant second-order effects.
Zuckerberg will suddenly have his hands full dealing with angry shareholders instead of funding bullshit Astroturf pro-amnesty ads labeled as the "conservative direction". Sandberg will have to worry more about keeping her job than about her #BanBossy nonsense.
Because really, all this crap is funded by Facebook money. Helping choke off the flow of that money should be a duty.
Posted by: torquewrench at March 31, 2014 01:01 PM (noWW6)
Posted by: Ricardo Kill at March 31, 2014 01:01 PM (gOoFi)
I think it was Dan Daley. Or maybe Smedley Butler
Posted by: Erowmero at March 31, 2014 01:01 PM (1gcFZ)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 01:02 PM (PYAXX)
Posted by: Blacque Jacques Shellacque at March 31, 2014 01:02 PM (vd7A8)
Posted by: Ashley JuddsPuffy Lil Scamper, aka MrCaniac at March 31, 2014 01:02 PM (HxSXm)
Posted by: A Conservative Teacher at March 31, 2014 01:02 PM (idosS)
Posted by: 98ZJUSMC Rounding Error Extraordinaire at March 31, 2014 01:03 PM (5ysUC)
Posted by: Iblis at March 31, 2014 05:00 PM (9221z)
Prohibition was too big to repeal, right? So screw that. I eagerly await a GOP House, Senate and President repealing this turn on a party line vote on 1/20/2017.
Wait, who are the GOP leaders in the House and Senate? Never mind.
Posted by: physics geek at March 31, 2014 01:03 PM (MT22W)
The above doesn't count for the previously uninsured because of pre-existing conditions, they're gonna use the hell out of their new subsidized insurance.
Posted by: BuckIV at March 31, 2014 04:58 PM (CLfqv)
___________
While I loathe Obamacare, I hate this lie of thinking as well. This is what insurance is...you pay a premium and usually you don't get back the same amount as a benefit. If you did, insurance companies would all go bankrupt.
It just bugs me when I hear this argument about health insurance...it's a rip-off because you pay for in premiums than you get in services. Well no shit. It's no different than car insurance or home insurance or life insurance.
Posted by: Mr. Moo Moo at March 31, 2014 01:03 PM (0LHZx)
Posted by: artisanal 'ette at March 31, 2014 04:45 PM (IXrOn)
It is. I find it strangely unfunny.
Posted by: 98ZJUSMC Rounding Error Extraordinaire at March 31, 2014 05:03 PM (5ysUC)
Oh shit, not another flame war about what constitutes comedy.
Posted by: Insomniac at March 31, 2014 01:04 PM (DrWcr)
Posted by: Carol at March 31, 2014 01:04 PM (Z9BWx)
Posted by: The MFM at March 31, 2014 01:04 PM (zoehZ)
Posted by: artisanal 'ette at March 31, 2014 01:04 PM (IXrOn)
Posted by: Ricardo Kill at March 31, 2014 01:05 PM (gOoFi)
I don't believe that number. At all. They've been saying 11 million forever. My wild guess is 35 million.
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 01:05 PM (44jNh)
Can the house of Representatives order the arrest of Holder? I thought that Holder would have to enforce the arrest of Lerner as well?
Posted by: Cheri at March 31, 2014 01:06 PM (G+Wff)
***
And that is the unstated goal of all of Obamanomics. Too many middle class people consuming too much for the left's tastes.
Posted by: 18-1 at March 31, 2014 01:06 PM (78TbK)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 01:06 PM (PYAXX)
Posted by: BuckIV at March 31, 2014 01:06 PM (CLfqv)
Retailers across the country are already feeling the bite of Ocare.
It's taking million$ out of people's pockets.
People now have less to spend...because they're paying so much more for their premiums.
Posted by: wheatie at March 31, 2014 01:07 PM (m7/Sn)
Posted by: redguy at March 31, 2014 01:07 PM (d8wEw)
Posted by: Lauren at March 31, 2014 01:07 PM (hFL/3)
Posted by: Avi at March 31, 2014 01:07 PM (p/izY)
Posted by: Soothsayer, Lesbian Outreach Coordinator at March 31, 2014 01:08 PM (roFmD)
Posted by: redguy at March 31, 2014 01:09 PM (d8wEw)
All previously uninsured Obamacare enrollees walk into a bar.
The bartender says, " What can I get you and your friend to drink?"
Posted by: polynikes at March 31, 2014 01:09 PM (m2CN7)
Posted by: Flatbush Joe at March 31, 2014 01:09 PM (ZPrif)
Posted by: Dr Spank at March 31, 2014 01:09 PM (slXFW)
Posted by: artisanal 'ette at March 31, 2014 01:09 PM (IXrOn)
Posted by: Soothsayer, Lesbian Outreach Coordinator at March 31, 2014 05:08 PM (roFmD)
----
An you new fuckers better get in line with the priorities. We've got things to fix.... like our broken immigration system.
Posted by: John Bohner at March 31, 2014 01:10 PM (nELVU)
Posted by: redguy at March 31, 2014 01:10 PM (d8wEw)
It just bugs me when I hear this argument about health insurance...it's a rip-off because you pay for in premiums than you get in services. Well no shit. It's no different than car insurance or home insurance or life insurance.
Posted by: Mr. Moo Moo
...............
I'm not sure that's what he was saying..
But I think what is important to remember here, is that the most obvious benefactors of Obamacare are the ones most likely to have signed up. The chronically ill, the low wage earner and the underinsured.
Many of these people WILL use the hell out of O'Care and get a lot more in benefits than pay in in. So, unless healthy people opf all ages sign up, the individual insurance market is fucked within a year or two.
It remains to be seen what will happen to employer provided insurance. It looks like premiums will be going up, partly due to the above individual market losses.
Posted by: Joe at March 31, 2014 01:10 PM (Z7PrM)
Posted by: Niedermeyer's Dead Horse at March 31, 2014 01:10 PM (DmNpO)
I'm not sure what the procedure is if you're paying 15 cents a month, though.
Posted by: jeannebodine at March 31, 2014 01:10 PM (2LJqa)
73: Lauren " are going to continue to make payments as teh year progresses. These are largely people who see medical professionals irregularly, if ever, and they will become dismayed each month (or quarter) cutting a check to an insurance company for services they don't need. "
Aren't the payments all set up as automated debits?
==========
A quick change of bank account (or bank) solves that problem nicely.
Posted by: Steve in Greensboro at March 31, 2014 01:10 PM (bbivj)
Good, Americans are too engrossed in their empty, meaningless, consumer-driven lives!
--25 year old leftists who give 0.0% of their income to charity.
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 01:10 PM (J79eW)
Although if it's mandatory to make debit payments, that means one would have to have a checking account, which means they would have to have photo ID to participate and that would make Obamacare racist.
Posted by: BuckIV at March 31, 2014 01:10 PM (CLfqv)
Posted by: tsrblke, PhD(c) (tablet) at March 31, 2014 01:10 PM (a8eFL)
Posted by: Truck Monkey at March 31, 2014 01:10 PM (32Ze2)
Pretty simple. The Democrats screamed that we had to pass this bill now because people were dying without insurance. Hurry!!!!!
Now they keep passing new deadline delays as they are not only currupt twats but incompetent twats as well.
Posted by: Cheri at March 31, 2014 01:10 PM (G+Wff)
Posted by: artisanal 'ette at March 31, 2014 01:10 PM (IXrOn)
Posted by: Chief Joseph of the Nez Perce at March 31, 2014 01:11 PM (5xmd7)
Posted by: Stephen Price Blair at March 31, 2014 01:11 PM (WX3R9)
Posted by: eureka! at March 31, 2014 01:12 PM (OTg7I)
Posted by: artisanal 'ette at March 31, 2014 01:12 PM (IXrOn)
Yeah, I can see doing this to the IRS, totally. No repercussions at all.
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 01:12 PM (J79eW)
Posted by: Misanthopic Humanitarian at March 31, 2014 01:12 PM (HVff2)
Posted by: Sandra Fluke at March 31, 2014 01:13 PM (yFb77)
You'll take: 7 million enrolled
You get: [mumblemumblemumble]
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 04:51 PM (PYAXX)
I'm pretty sure the goal of common core is that future generations will look at those two numbers and NOT see the stark difference between the two. So screwed, are the kids.
Posted by: LizLem at March 31, 2014 01:14 PM (BF+2f)
Posted by: Veronica J. Lipshitz at March 31, 2014 04:52 PM (NpXoL)
If you get shit on your lipz, you're doing it wrong. Just sayin'.
Posted by: Alberta Oil Peon at March 31, 2014 01:14 PM (NvjVR)
FIFY ace.
Posted by: John P. Squibob at March 31, 2014 01:14 PM (DQZLr)
Posted by: Choo Choo Joey Biden at March 31, 2014 01:14 PM (32Ze2)
Posted by: weft cut-loop [/i][/b] at March 31, 2014 01:14 PM (VG9IS)
Actually, that's not correct. An insurer can (in a properly functioning market) easily pay out as much or MORE in benefits than it takes in as premiums.
That's how it's supposed to work, actually.
The insurer makes enough money to cover its administrative costs AND profit by holding onto your money during the float -- the time after you pay it, and before it gets paid back out as a benefit.
In other words, insurance companies are basically giant investment clubs.
American Express works (worked) the same way. They pay out what they take in, charging no interest. But they generate a large pool of cash in the interim.
Universities work the same way. They are basically investment clubs with some classrooms grafted onto the front-of-house side of the operation.
ObamaCare works by forcing low-risk people to overpay, and by fucking everything else up completely.
It's a totally different business plan, really.
Posted by: Phinn at March 31, 2014 01:15 PM (i5GO4)
Posted by: Misanthopic Humanitarian at March 31, 2014 01:15 PM (HVff2)
How can you say such a thing, especially on Cesar Chavez Day???
Posted by: Cicero (@cicero) at March 31, 2014 01:16 PM (8ZskC)
Won't happen.
Democrats are stuck with trying to "fix" the mess. Which they will attempt to do, you can be sure. Energetically and repeatedly. Because they have to be seen to be doing something.
But repeal? Or Obama's resignation? Those things are identity-politics tripwires that the Democratic Party absolutely dare not go near, given the immense importance to the party of blacks voting _en bloc_ for Democrats.
It is not possible for Democrats to even quietly whisper about Historic First resigning. It is not possible for them to discuss a repeal of Historic First's signature policy initiative. Because these things would result in a huge snit by AfAm voters, and Democrats really really need those reliable votes.
Posted by: torquewrench at March 31, 2014 01:16 PM (noWW6)
Posted by: Lauren at March 31, 2014 01:16 PM (hFL/3)
Posted by: artisanal 'ette at March 31, 2014 01:16 PM (IXrOn)
Is this because the GOP wouldn't support his tax plan?
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 01:17 PM (J79eW)
Posted by: Jeb Bush at March 31, 2014 01:17 PM (yFb77)
Posted by: Chris_Balsz at March 31, 2014 01:17 PM (5xmd7)
Posted by: Vashta Nerada at March 31, 2014 01:17 PM (eoeps)
That anything even remotely as baseless, stupid, and destructive as O-care could actually be adopted pretty much confirms that America is no longer serious or intelligent enough, as a country, to function.
There never was the slightest "crisis" with uninsured. The only relevant number was the number of financially-based involuntarily uninsured - a very small fragment of the already very small total uninsured category. Financially involuntarily uninsured only - exclude illegals, voluntarily uninsured, which make up the vast majority of the uninsured category.
A very small gap in the safety net - which could be easily fixed by returning to actual insurance in general instead of a frankenstein of cost-shifting, welfare, mandates, idiotic socio-medical engineering within a context of state-level cartelization, freeing up multiples of the funds needed to simply go out and sing up the very small target population on decent plans.
Just "fixing" the "insurance" markets by letting them, once again, actually function as competitive insurance markets would by itself probably be a growth-inducing boost to the economy that would dwarf the impact of the 80s lowered tax-rates. Probably would be only second to the digitization/internet revolution in the 90s.
THAT is how unserious, economically illiterate, irresponsible, reckless, greedy, and vile (variously, depending on which segment) America has become.
Posted by: non-purist at March 31, 2014 01:17 PM (afQnV)
Posted by: United Identity Thieves of America at March 31, 2014 01:17 PM (wAQA5)
Posted by: Boss Moss at March 31, 2014 01:18 PM (bitz6)
Posted by: Carol at March 31, 2014 01:18 PM (Z9BWx)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 01:18 PM (PYAXX)
Post Obamacare: 44 million uninsured (that's 45-1 for those of you who recently graduated from a public high school)
Cost of Obamacare: $2T
So we spent $2T to insure 1 million people.
Fucking awesome!!
Posted by: Mr. Moo Moo at March 31, 2014 04:53 PM (0LHZx)
So each of those people cost $2,000,000 to insure. We're fucked.
Posted by: flounder at March 31, 2014 01:19 PM (Kkt/i)
How many of them are thinking "law school looks interesting"? Amish Dude hardest hit.
Seriously, I don't envy today's high performing kids who are trying to figure out just what is a good profession to enter.
Posted by: pep at March 31, 2014 01:20 PM (4nR9/)
Posted by: artisanal 'ette at March 31, 2014 01:20 PM (IXrOn)
Posted by: Bevel Lemelisk at March 31, 2014 01:20 PM (X9npt)
When I was in Utah in the late '90s EVERYONE wrote checks. For things large and small, checks checks checks. I stood behind a girl in line at the Post Office who wrote a check for a single stamp. Fast food places had signs up saying Debit Cards weren't accepted, but they took checks.
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 01:20 PM (J79eW)
Posted by: alexthechick - SMOD/Orion Death Star 2016 at March 31, 2014 01:20 PM (mf5HN)
Posted by: tsrblke, PhD(c) (tablet) at March 31, 2014 01:20 PM (a8eFL)
Posted by: Boss Moss at March 31, 2014 01:20 PM (bitz6)
Posted by: Artist at March 31, 2014 01:20 PM (yFb77)
Come on people, get covered!
Posted by: United Identity Thieves of America at March 31, 2014 01:20 PM (wAQA5)
Posted by: GOP Cocksuckers at March 31, 2014 01:20 PM (Cs2tJ)
Posted by: Interpretive Dancer at March 31, 2014 01:20 PM (yFb77)
Posted by: Mitch The Bitch McConnell at March 31, 2014 01:20 PM (kFxpe)
Posted by: AltonJackson at March 31, 2014 01:21 PM (9HP5k)
Posted by: tsrblke, PhD(c) (tablet) at March 31, 2014 01:21 PM (a8eFL)
Posted by: steevy at March 31, 2014 01:21 PM (zqvg6)
Posted by: tangonine at March 31, 2014 01:21 PM (x3YFz)
Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 01:21 PM (PYAXX)
Posted by: LeBron James at March 31, 2014 01:21 PM (ZPrif)
Posted by: Truck Monkey at March 31, 2014 01:22 PM (32Ze2)
There will be special programs to import "health care workers" from third world countries to take up the slack.
Posted by: Bertram Cabot Jr. at March 31, 2014 01:22 PM (/Nxsb)
Posted by: RS at March 31, 2014 01:22 PM (YAGV/)
Posted by: Barack Obama at March 31, 2014 01:22 PM (oFCZn)
torquewrench, exactly so. But that gives me an idea. One often effective electoral strategy is to "suppress" your opposition turn-out (not at the polls, though politics, of course). One way of doing this is to demoralize them by demonizing/trashing their leaders for alleged failures. Hang this catastrophe around the Dems' necks, at all levels.
Oh wait - this would require an opposition political party achieving at least an average level of seriousness and competence, and actually wanting to win for a reason, to actually govern differently.
Sorry.
Posted by: non-purist at March 31, 2014 01:22 PM (afQnV)
Posted by: tangonine at March 31, 2014 01:22 PM (x3YFz)
Fools!
They complain now. Wait until until the sheeple get hooked on our government crack. 10 years from now nobody will be complaining. They'll pay their $1000 a month premiums, with $5000 out of pocket deductibles before any insurance payout , and they'll THANK us for it!
Yes, we can use the word "sheeple" because we're dead.
Posted by: Zombies FDR and LBJ at March 31, 2014 01:22 PM (TOk1P)
Posted by: Ronan Farrow at March 31, 2014 01:22 PM (X9npt)
Posted by: garrett at March 31, 2014 01:23 PM (wRmmY)
Posted by: Boss Moss at March 31, 2014 01:23 PM (bitz6)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:23 PM (9W+0f)
http://tinyurl.com/lfjauja
Posted by: Dr Spank at March 31, 2014 01:23 PM (slXFW)
Posted by: Meolwese Richardson at March 31, 2014 01:23 PM (/djtm)
Posted by: garrett at March 31, 2014 01:23 PM (wRmmY)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:24 PM (9W+0f)
Many of these people WILL use the hell out of O'Care and get a lot more in benefits than pay in in. So, unless healthy people opf all ages sign up, the individual insurance market is fucked within a year or two.
It remains to be seen what will happen to employer provided insurance. It looks like premiums will be going up, partly due to the above individual market losses.
Posted by: Joe at March 31, 2014 05:10 PM (Z7PrM)
__________
That is true. People who signed up will use the fuck out of it. Not just because they're sick, but because they're deadbeats and pieces of shit humans in general, the type of people who go to the ER for the sniffles. All that changes now is instead of the hospital eating the cost of the ER visit, the insurance company eats the cost.
In the end the result is the same...everyone else pays more for health care.
Posted by: Mr. Moo Moo at March 31, 2014 01:24 PM (0LHZx)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:24 PM (9W+0f)
Posted by: Forked-Tongue Sqauw Warren at March 31, 2014 01:24 PM (yFb77)
And hair like a doll's hair. Growing from little evenly-spaced holes that cover his entire scalp.
Posted by: Cicero (@cicero) at March 31, 2014 01:25 PM (8ZskC)
But repeal? Or Obama's resignation? Those things are identity-politics tripwires that the Democratic Party absolutely dare not go near, given the immense importance to the party of blacks voting _en bloc_ for Democrats.
Agree completely. Possibly excepting Joe Manchin, who is desperately trying to have it both ways. "Yeah, OCare, sucks, but we should fix it. Or get rid of it altogether. What do you want to hear me say?"
Posted by: pep at March 31, 2014 01:25 PM (4nR9/)
Posted by: garrett at March 31, 2014 05:23 PM (wRmmY)
Really!
I just sort of guessed you were in your late 70s/early 80s.
Posted by: CharlieBrown'sDildo at March 31, 2014 01:25 PM (QFxY5)
Posted by: alexthechick - SMOD/Orion Death Star 2016 at March 31, 2014 01:26 PM (mf5HN)
Isn't the number of people who had their old policies cancelled 5-6 million?
If only 3 million of those have been able to sign up for O-care, doesn't that make for a shortfall of 2-3 million who USED to have insurance?
Which means that there are still 1-2 million fewer insured than when this started.
All this chaos for 1 million people who previously didn't have insurance and to claim the number is actually 6 million.
Posted by: Darth Randall at March 31, 2014 01:26 PM (6n332)
Sign up for Obamacare!
That's not a joke in Canada. Animal hospitals have great hours, top-notch equipment, and great Doctors. When you compare Vet Clinics to Canadian Hospitals the Clinics are hands-down better. They are cleaner, better staffed, have wonderfully welcoming people, have better equipment, etc.
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 01:26 PM (J79eW)
Posted by: Some dumbass in 2008 at March 31, 2014 01:26 PM (Aif/5)
Posted by: Flatbush Joe at March 31, 2014 01:26 PM (ZPrif)
Yeh...that's the ticket, happy thoughts for all.
*The sun will come out...tomorrow*
Posted by: Village Idiot's Apprentice at March 31, 2014 01:26 PM (si68n)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:27 PM (9W+0f)
Posted by: Furious George at March 31, 2014 01:27 PM (yFb77)
Posted by: Soona at March 31, 2014 01:27 PM (NM86I)
O-Care will never go away. Now it may be modified here and there. But the general idea that the govt now controls the health insurance market is here to stay. And it sucks.
Posted by: Mr. Moo Moo at March 31, 2014 01:27 PM (0LHZx)
Posted by: Ugg Boots at March 31, 2014 05:21 PM (oGrEy)
Only instead of defrauding you at the end of the scheme, they pay their insureds what they are owed, charge the least amount of premiums the market will allow, and the company still operates at a profit, forever.
And they take the money they "kite," and use it to make profitable investments.
But that was all the Old Insurance business model. The New Insurance system is to impose a fat tax on the productive, and use it to pay a giant subsidy to illegals, and use the whole mess as a vote-buying scheme in the interim.
Posted by: Phinn at March 31, 2014 01:27 PM (i5GO4)
Posted by: garrett at March 31, 2014 01:27 PM (wRmmY)
Posted by: Boss Moss at March 31, 2014 01:27 PM (bitz6)
Posted by: LeBron James at March 31, 2014 01:28 PM (ZPrif)
And eyes like a doll's eyes. Lifeless eyes. Oh, wait, no. Barbie is substantially more intelligent than Joe. Last I checked, she wasn't riding the alabaster pony.
Posted by: pep at March 31, 2014 01:28 PM (4nR9/)
Posted by: Bevel Lemelisk at March 31, 2014 01:28 PM (X9npt)
Posted by: tangonine at March 31, 2014 01:28 PM (x3YFz)
Getting medication has been a living hell. Almost every rx (generics included) requires "prior authorization", involving the need for my dr. to fax additional info in to one of Blue Cross' subsidiaries where they delay it for weeks and weeks, telling different lies every time I call. I lost my mother 2 months ago, needed medicine for sleep and my stomach, and was on the phone with these fuckers almost every day (in one case for 4 WEEKS!), crying and begging. They lost the forms, my doctor didn't complete the form, he/she must've sent it to the wrong fax number, their fax machine is backed up with 1000s of faxes (!), they never got a request for the medication - they made each excuse up on the fly and they differed depending on the day of the week. When I would finally melt down, they would give me a 30-day over-ride which is where I'm operating now on 2 rxs.
But I've taken some of these meds for years (and they're generic) and I've never had a problem getting them - when my policy cost $300 less a month - but now it's delay after delay. One of my doctors called me last week after we had been waiting for approval for one medication for about 3 weeks to tell me with astonishment that he had received a form that said "this medication does not require prior authorization". This was after he had sent the information into them at least 3 times. He said he has never seen such demented behavior in 30 years of practice and wondered if they were gaslighting us.
THIS is what is coming for everyone. Except for Medicaid, I guess.
Posted by: jeannebodine at March 31, 2014 01:28 PM (2LJqa)
209 -
Read the not-so-fine print. Your state picks up the tab.
But hey, until then it's free money..... right?
Posted by: BurtTC at March 31, 2014 01:28 PM (TOk1P)
Posted by: Ricardo Kill at March 31, 2014 01:28 PM (gOoFi)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:28 PM (9W+0f)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:29 PM (9W+0f)
I was joking....and there is a certain middle-aged curmudgeonliness that is common to...oh....everyone here who is middle-aged.
It's one of the reasons it's so much fun in this lunatic asylum.
Posted by: CharlieBrown'sDildo at March 31, 2014 01:29 PM (QFxY5)
Posted by: AltonJackson at March 31, 2014 01:30 PM (9HP5k)
Posted by: tangonine at March 31, 2014 01:30 PM (x3YFz)
Posted by: Abe Vigoda at March 31, 2014 01:30 PM (32Ze2)
192 A comment just melted into the ether, screwing up the numbering.
Yeah...that happens.
Which is why it's a good idea to copy some of the comment you're replying to, when you're replying to someone.
I 'get' why some people just use the comment number when they're replying...it's easier.
But most people don't remember what 'number' their comment was.
So it's kind of annoying.
Posted by: wheatie at March 31, 2014 01:30 PM (m7/Sn)
Posted by: Flatbush Joe at March 31, 2014 05:00 PM (ZPrif)
I hate to say it . . . .
1. Pay the penalty.
2. Get insurance when you need it to pay for something other than routine care or declare bankruptcy if med bills become overwhelming.
3. Profit!
That is the system they (including the insurers that were bought off with the insurance risk-corridors) designed. Let them choke on it.
Posted by: flounder at March 31, 2014 01:30 PM (Kkt/i)
Posted by: Boss Moss at March 31, 2014 01:30 PM (bitz6)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:31 PM (9W+0f)
Posted by: Mindy at March 31, 2014 01:31 PM (Ew9Pv)
"White House spokesman Jay Carney makes stressed-out epic gaffe: 'Six out of ten people without insurance can get insurance for $100 a day or less'"
These people.
Posted by: weft cut-loop [/i][/b] at March 31, 2014 01:31 PM (VG9IS)
Posted by: Flatbush Joe at March 31, 2014 01:31 PM (ZPrif)
Posted by: tangonine at March 31, 2014 01:31 PM (x3YFz)
228 -
Your state will participate. That's why it doesn't matter if you have a state exchange or not. All those new Medicaid recipients.
You'll get the bill.
Or what... you'll drop them? I would be interested in seeing THAT fine print. Where states are financially liable to maintin on Medicaid rolls, all who qualify.
It'll be there. I'm betting on it.
Posted by: BurtTC at March 31, 2014 01:32 PM (TOk1P)
Posted by: Hello it's me Donna and I know nuthink! at March 31, 2014 01:32 PM (9+ccr)
Posted by: Harry Reid at March 31, 2014 01:32 PM (wRmmY)
1. Pay the penalty.
2. Get insurance when you need it to pay for something other than routine care or declare bankruptcy if med bills become overwhelming.3. Profit!
That is the system they (including the insurers that were bought off with the insurance risk-corridors) designed. Let them choke on it.
Posted by: flounder at March 31, 2014 05:30 PM (Kkt/i)
___________
Yep. I proposed doing just this to my wife. She freaked out. But a little while later she said, you know that's not a bad idea. Worst case scenario our credit gets fucked. But since we never borrow money anyway, who cares?
I love that woman.
Posted by: Mr. Moo Moo at March 31, 2014 01:32 PM (0LHZx)
Posted by: Dack Thrombosis at March 31, 2014 01:32 PM (oFCZn)
Obama has succeeded in making poverty accessible to everyone.
Posted by: Cicero (@cicero) at March 31, 2014 01:33 PM (8ZskC)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:33 PM (9W+0f)
Here is the fix. Make it optional. Make the government exchanges compete with the private sector.
(Trying not to laugh.)
Posted by: Steve in Greensboro at March 31, 2014 01:33 PM (bbivj)
Out of the mouths of boobs.
Posted by: Bertram Cabot Jr. at March 31, 2014 01:33 PM (/Nxsb)
Posted by: tangonine at March 31, 2014 01:33 PM (x3YFz)
Posted by: Lauren at March 31, 2014 01:34 PM (hFL/3)
Posted by: Flatbush Joe at March 31, 2014 01:34 PM (ZPrif)
239 -
No. Income qualification for subsidy is fairly high. Single people, it's around $40,000, I think. With each subsequent dependent, it goes up from there, to the point where a family of 4 I think, needs to make over $60,000 or so before they don't qualify.
Don't quote me on those numbers, but it's not too far from that.
Posted by: BurtTC at March 31, 2014 01:34 PM (TOk1P)
Posted by: Cicero (@cicero) at March 31, 2014 05:33 PM (8ZskC)
heh.....
Oh, fuck.
Posted by: CharlieBrown'sDildo at March 31, 2014 01:34 PM (QFxY5)
Posted by: Boss Moss at March 31, 2014 01:34 PM (bitz6)
Posted by: John Roberts at March 31, 2014 01:35 PM (X9npt)
Posted by: SpongeBobSaget at March 31, 2014 01:35 PM (L02KD)
Darth Randall, exactly. I'm among the net drop-off in health insurance, after having it my entire life (even in my 20s ..... it was cheap - actually probably was mostly really insurance, not cost-shifting/welfare/nonsense like it has become since then).
Now? No way am I dropping $900/mo for a bare-bones catastrophic plan. (was hilarious, just for fun I contacted the major medical group I use - well, very little, thankfully - just before January to see if they would be participating in the new, absurdly expensive plans that were replacing my old one ..... they couldn't even say .... and several folks on the phone, with minimal prompting, made comments about "never having seen anything like this before").
So now we're on one of those temporary between-jobs type plans (which I've used in the past). Catastrophic-type coverage (all I have ever wanted), for about the same price as my old "regular" plan cancelled due to Idiot Care. Wife will head back to the home country if something big comes up.
So after an entire life of taking care of my own health insurance - for the last decade, buying it online in about 10 minutes, literally - suffering through the outrageous inflation due to the warping of insurance into just another welfare program BEFORE all of this mess ..... I now will limp along on temporary plans, subject to a penalty from the feds (WTF? how I'd love to have 5 min. with Roberts on live TV to disassemble his arrogant, clueless, idiotic, cowardly little personality).
And all around me ...... bunnies, little flowers, birds singing, NPR being listened to ..... know hardly anyone with the slightest idea what's happening, nor of course why. They are all OK, for now.
I've never felt this alienated from the people living around me (will not use the word "citizen" for them, they don't match the description).
Posted by: non-purist at March 31, 2014 01:35 PM (afQnV)
Posted by: Golfman in NC at March 31, 2014 01:35 PM (LBsRR)
Posted by: Justamom at March 31, 2014 01:36 PM (Sptt8)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:36 PM (9W+0f)
And how much power has been amassed with things like the Obamacare Hub and activist organizations now accessing citizens' private information?
Posted by: Lizzy at March 31, 2014 01:36 PM (udjuE)
Posted by: GOPe geniuses at March 31, 2014 01:36 PM (X9npt)
Posted by: Slow Joe at March 31, 2014 01:36 PM (8MjqI)
Posted by: tangonine at March 31, 2014 01:36 PM (x3YFz)
Insurance Companies are supposed to keep Cash Reserves to cover claims.
It's supposed to be a percentage of the premiums they charge.
And...they're supposed to get fined, if they don't do this.
But I remember something back in 2010...something about 'reduced reserves'...that was in the Ocare Bill.
It was something that eased this requirement of having such Huge Cash Reserves.
Does anyone know if this was actually in the ACA bill that was passed?
Posted by: wheatie at March 31, 2014 01:36 PM (m7/Sn)
Posted by: t-bird at March 31, 2014 01:37 PM (FcR7P)
Posted by: jeannebodine at March 31, 2014 01:37 PM (2LJqa)
Posted by: Golfman in NC at March 31, 2014 05:35 PM (LBsRR)
Can I come?
Posted by: General William Tecumsah Sherman at March 31, 2014 01:37 PM (QFxY5)
Posted by: redenzo at March 31, 2014 01:37 PM (WCnJW)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:38 PM (9W+0f)
Posted by: Mindy at March 31, 2014 01:38 PM (Ew9Pv)
Am I missing something here?
Posted by: Dack Thrombosis at March 31, 2014 05:32 PM (oFCZn)
_______
Yes you are missing the fact that deductibles are very low and even $0 for "low income" people. And by low income I mean $50K = low income.
Posted by: Mr. Moo Moo at March 31, 2014 01:38 PM (0LHZx)
Steven Crowder has a piece wherein he returned to his home country of Canada, and interviewed ordinary Canadians about the health care system which the U.S. media always tell us that Canadians just love.
Suffice it to say that they don't all love Canuckcare when you get to hear them live and unfiltered.
And yes, one woman interviewed by Crowder said that her dog literally does get superior medical care at the veterinary hospital.
Posted by: torquewrench at March 31, 2014 01:38 PM (noWW6)
Posted by: Andy Reid at March 31, 2014 01:38 PM (wRmmY)
Posted by: Lauren at March 31, 2014 01:39 PM (hFL/3)
Posted by: spypeach at March 31, 2014 01:39 PM (10H0T)
This is interesting. Do you suppose Zerocare had anything to do with it?
PS: no spiders
http://tinyurl.com/lo7usa4
Posted by: maddogg at March 31, 2014 01:40 PM (xWW96)
Posted by: Flatbush Joe at March 31, 2014 01:40 PM (ZPrif)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:40 PM (9W+0f)
Or what... you'll drop them? I would be interested in seeing THAT fine print. Where states are financially liable to maintin on Medicaid rolls, all who qualify.
It'll be there. I'm betting on it.
Posted by: BurtTC
The theoretical shut off of additional Medicaid funds in the out years is just that -- theoretical. When the time for the reduction comes, it will be just like the doc fix, flood insurance and every other program. Dems will scream, Rep will fold.
Posted by: Laurie David's Cervix at March 31, 2014 01:40 PM (kdS6q)
That damn thing crashes more than it's up
Anyhow, as I was saying, here in Maryland,our Lt Governor has been in charge of this wonderful Maryland healthcare website and it's been running smooth as a top with people enrolling,and saving money left and right.
Wait....what?
The Maryland site is a bucket of shit that is so far gone that we need to kiss 124 million dollars away, and start from scratch with borrowed software from another State?
Oh well....
It's just taxpayer money.
We can get more.
*The sun will come up tomorrow*
Posted by: Village Idiot's Apprentice at March 31, 2014 01:41 PM (si68n)
Posted by: tangonine at March 31, 2014 01:41 PM (x3YFz)
I knew the ACA would affect me directly since I am self-employed as a CHL instructor and have always had to pay for health coverage out-of-pocket. Sure enough I get a cancellation notice from my long-time health coverage provider. Naturally I was pretty steamed. At the insurance company. At Washington. Even at Obama himself for promising I could keep my plan.
Then I start hearing all these horror stories from the Republicans in Congress and on Fox about the Affordable Care Act. Millions are losing their coverage (like me!), the website is difficult to use, the plans are more expensive, the deductibles are insane. I was getting angrier by the day.
But in my line of work results are all that matter so I decided to try Affordable Care website. Lo and behold there were no problems navigating and selecting a plan. I'm going to be honest, I'm paying $14 a month more for coverage for my family. But that's with a lower deductible and thanks to the Affordable Care act we no longer have to worry about pre-existing conditions or lifetime limits on coverage.
I'm fortunate enough in life I don't qualify for a subsidy but I can only imagine what a great deal the Affordable Care Act must be for those who aren't as fortunate.
Obamacare turned out to be a great deal for me despite my initial skepticism and anger. The Affordable Care Act works. But don't take my or anyone else's word for it. Go to the ACA website and see for yourself.
Posted by: Liriope Fields at March 31, 2014 01:41 PM (uhMMS)
Was that their per team off-season arrest totals?
Posted by: Blanco Basura at March 31, 2014 01:41 PM (0AKks)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:41 PM (9W+0f)
Posted by: BCochran1981 - Credible Hulk at March 31, 2014 01:42 PM (GEICT)
This is fucking Idaho, and even there, govt is getting as many people as possible dependent on freebies.
Posted by: Mr. Moo Moo at March 31, 2014 01:42 PM (0LHZx)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:42 PM (9W+0f)
Posted by: Lauren at March 31, 2014 01:43 PM (hFL/3)
Posted by: Ricardo Kill at March 31, 2014 01:43 PM (gOoFi)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:43 PM (9W+0f)
_______
FUCK YOU!
I am paying $2500 more a year in premium with higher deductibles.
PS: FUCK YOU
Posted by: Mr. Moo Moo at March 31, 2014 01:43 PM (0LHZx)
Posted by: garrett at March 31, 2014 01:43 PM (wRmmY)
Posted by: AltonJackson at March 31, 2014 01:44 PM (9HP5k)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:44 PM (9W+0f)
Why don't you go to a dead thread and post hundreds of comments.
That way you will see your name in lights on Sunday night, and you won't clog up the grown-up's discussions!
Posted by: CharlieBrown'sDildo at March 31, 2014 01:44 PM (QFxY5)
Posted by: spypeach at March 31, 2014 01:44 PM (10H0T)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:44 PM (9W+0f)
Posted by: Flatbush Joe at March 31, 2014 01:44 PM (ZPrif)
Posted by: Golfman in NC at March 31, 2014 01:45 PM (LBsRR)
Posted by: Truck Monkey at March 31, 2014 01:45 PM (32Ze2)
Posted by: BCochran1981 - Credible Hulk at March 31, 2014 01:45 PM (GEICT)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:45 PM (9W+0f)
Posted by: Truck Monkey at March 31, 2014 01:46 PM (32Ze2)
I thought the usage of "Staunch" somewhere in the sentence was required as well.
Or, is it merely suggested, but not required?
Posted by: Village Idiot's Apprentice at March 31, 2014 01:46 PM (si68n)
Posted by: Liriope Fields at March 31, 2014 05:41 PM (uhMMS)
How about you get in the corn hole line moby bitch.
Posted by: maddogg at March 31, 2014 01:46 PM (xWW96)
Posted by: Dick Strong at March 31, 2014 01:46 PM (Aif/5)
Or, you can take that subsidy and buy a 80/20 plan with a $6000 family deductible. That'll cost $1200/month.
Posted by: Lauren at March 31, 2014 05:43 PM (hFL/3)
_____________
Lauren, see #2
http://tinyurl.com/lyzyfnd
Subsidies cover premium and deductibles.
Posted by: Mr. Moo Moo at March 31, 2014 01:46 PM (0LHZx)
Posted by: Liriope Fields at March 31, 2014 05:41 PM (uhMMS) Hide posts from (uhMMS)
I find your completely spontaneous and independent story both convincing and persuasive.
Posted by: Laurie David's Cervix at March 31, 2014 01:47 PM (kdS6q)
The reduced cost-sharing subsidy doesnÂ’t actually pay you money. Instead, it saves you money by lowering your cost-sharing expenses. How much money it saves you depends on your income and on how much you use your health insurance.
The poorer you are, the more your cost-sharing is reduced. The amount of this reduction is based on comparing your income to federal poverty level. Federal poverty level changes every year, and is based on both your income and your family size. You can look up the current FPL for different family sizes here.
Without the cost-sharing subsidy, your health insurance company would pay roughly 70 percent of your total covered health care expenses. With the cost-sharing subsidy, your health insurance company will pay:
94 percent of your expenses if your income is 100-150 percent of FPL For individuals with a 2013 income from $11,490-$17,235.For couples with a 2013 income from $15,510-$23,265. 87 percent of your expenses if your income is 150-200 percent of FPL For individuals with a 2013 income from $17,235-$22,980.For couples with a 2013 income from$23,265-$31,020. 73 percent of your expenses if your income is 200-250 percent of FPL For individuals with a 2013 income from $22,980-$28,725.For couples with a 2013 income from $31,020-$38,775.
Posted by: Mr. Moo Moo at March 31, 2014 01:47 PM (0LHZx)
Elevator pitch.
"Obamacare was claimed to be the solution to America's medical insurance crisis. But what America actually had was a medical COST crisis. And Obamacare does nothing to get costs back under control. Even Obama's backers like Warren Buffet now admit this. Obamacare is just a shell game with shifting high medical costs around. A complicated, fussy shell game. What we need instead are real reforms that make health care less administratively complicated, and make it cheaper."
Posted by: torquewrench at March 31, 2014 01:47 PM (noWW6)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:47 PM (9W+0f)
Posted by: --- at March 31, 2014 01:47 PM (MMC8r)
Posted by: Machines For Sale at March 31, 2014 01:48 PM (32Ze2)
Posted by: Hello it's me Donna and I know nuthink! at March 31, 2014 01:48 PM (9+ccr)
Posted by: spypeach at March 31, 2014 01:48 PM (10H0T)
Posted by: Mr. Moo Moo at March 31, 2014 01:48 PM (0LHZx)
This might be the definition of "low hanging fruit."
Posted by: CharlieBrown'sDildo at March 31, 2014 01:49 PM (QFxY5)
Posted by: tsrblke, PhD(c) (tablet) at March 31, 2014 01:49 PM (a8eFL)
Posted by: Lauren at March 31, 2014 01:50 PM (hFL/3)
Posted by: Flatbush Joe at March 31, 2014 01:50 PM (ZPrif)
Posted by: Golfman in NC at March 31, 2014 01:50 PM (LBsRR)
Posted by: Lauren at March 31, 2014 05:50 PM (hFL/3)
______
Maybe we have different definitions of middle class. To me $38K a year is middle class.
Posted by: Mr. Moo Moo at March 31, 2014 01:50 PM (0LHZx)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:51 PM (9W+0f)
Posted by: Hello it's me Donna and I know nuthink! at March 31, 2014 01:51 PM (9+ccr)
Posted by: Bevel Lemelisk at March 31, 2014 01:51 PM (X9npt)
I am in the process of dealing with a committee made up of Ivy League graduates, all of whom are quite successful.
They are fucking retards.
Posted by: CharlieBrown'sDildo at March 31, 2014 01:52 PM (QFxY5)
Posted by: Lauren at March 31, 2014 01:52 PM (hFL/3)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:52 PM (9W+0f)
Posted by: Soothsayer, Lesbian Outreach Coordinator at March 31, 2014 01:53 PM (fWEL6)
Posted by: tangonine at March 31, 2014 05:21 PM (x3YFz)
Good point. That $ increase every month could go a long way in self meds and instruction. Save another bit of it in a fund for non-routine diagnostics.
Posted by: flounder at March 31, 2014 01:53 PM (Kkt/i)
Posted by: Flatbush Joe at March 31, 2014 01:53 PM (ZPrif)
Posted by: tangonine at March 31, 2014 01:54 PM (x3YFz)
Posted by: Mr. Moo Moo at March 31, 2014 05:50 PM
Not in Ca......
Posted by: Hello it's me Donna and I know nuthink! at March 31, 2014 05:51 PM (9+ccr)
_________
Median income is $61K for the entire state. Which means there are millions of people who earn under $38K. They're not rich by any means, but they're still middle class, even in CA.
Posted by: Mr. Moo Moo at March 31, 2014 01:54 PM (0LHZx)
That's not a joke in Canada. Animal hospitals have great hours, top-notch equipment, and great Doctors. When you compare Vet Clinics to Canadian Hospitals the Clinics are hands-down better. They are cleaner, better staffed, have wonderfully welcoming people, have better equipment, etc.
Posted by: bonhomme And the patients are a helluva lot nicer and more responsible. Posted by: Furious George at March 31, 2014 05:27 PM (yFb77)
True story, my grandparents were so poor in their early years in this country that they went to the veterinarian to do their teeth, not a licensed dentist. I have a feeling those days might return again for a lot of people, which seems unimaginable...
Posted by: LizLem at March 31, 2014 01:55 PM (BF+2f)
Posted by: Flatbush Joe at March 31, 2014 01:55 PM (ZPrif)
Posted by: Mindy at March 31, 2014 01:55 PM (Ew9Pv)
Posted by: Lauren at March 31, 2014 05:52 PM (hFL/3)
_________
You don't get it. The 73/27 is 73% of ALL costs. Which means 73% of the deductible as well.
Your 70/30 is after the deductible.
Posted by: Mr. Moo Moo at March 31, 2014 01:55 PM (0LHZx)
Posted by: Lauren at March 31, 2014 01:55 PM (hFL/3)
Posted by: Baron Von Ottomatic at March 31, 2014 01:56 PM (uhMMS)
Posted by: Mr. Moo Moo at March 31, 2014 05:50 PM (0LHZx)
38k for a family income is middle class? That's two working adults making less than 10.00/hr. That's the working poor class. Its not like they have 27% of a 5000 deductible just laying around.
Posted by: polynikes at March 31, 2014 01:56 PM (m2CN7)
Posted by: Flatbush Joe at March 31, 2014 01:56 PM (ZPrif)
Posted by: Hello it's me Donna and I know nuthink! at March 31, 2014 01:56 PM (9+ccr)
Your Obamacare shill tax dollars at work.
Posted by: Cicero (@cicero) at March 31, 2014 01:57 PM (8ZskC)
Posted by: Sean Bannion [/i][/s][/u][/b] at March 31, 2014 01:57 PM (yz6yg)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 01:57 PM (9W+0f)
Posted by: Flatbush Joe at March 31, 2014 01:57 PM (ZPrif)
So the bill to the states doesn't kick in for 4 years or so; perfect giveaway shit for politicos who move on after buying them extra votes and never having to pay the final bill.
Not to mention all those sweet new registered voters that OCare are automatically signing up.
Posted by: GnuBreed at March 31, 2014 01:57 PM (wNF3N)
But make $35-40K....you get a Blue Cross policy that costs $800 with a $10K deductible for $200 with a $2K deductible.
Posted by: Mr. Moo Moo at March 31, 2014 01:58 PM (0LHZx)
Posted by: Lauren at March 31, 2014 01:58 PM (hFL/3)
Posted by: Hello it's me Donna and I know nuthink! at March 31, 2014 01:58 PM (9+ccr)
Posted by: Truck Monkey at March 31, 2014 01:59 PM (32Ze2)
Posted by: Sean Bannion [/i][/s][/u][/b] at March 31, 2014 01:59 PM (yz6yg)
Posted by: polynikes at March 31, 2014 05:56 PM (m2CN7)
______________
Median income is $50K nationally. That 2 working people making $12.50 each. By definition median income is middle class. So if $12.50 is middle class, $10 is as well or pretty damn close to it.
Posted by: Mr. Moo Moo at March 31, 2014 01:59 PM (0LHZx)
Also, don't you think Rush Limbaugh is the greatest? I sure do.
Posted by: First Time Commenter at March 31, 2014 01:59 PM (8ZskC)
327 Yep, McAuliffe campaigned on the Medicaid Expansion for Obamacare. Virginia state legislature has blocked it so far. Probably will cave.
MATT DRUDGE þ@DRUDGE
If the Republicans are dumb enough to think they can win on Obamacare alone. Two words: Terry McAuliffe...
Posted by: Flatbush Joe at March 31, 2014 05:50 PM (ZPrif)
--------------
Well Medicaid is ½ paid for by the State.
So as it expands...then the State's portion expands.
How is Virginia going to pay for all that 'expanded Medicare'?
Raise taxes?
And...Drudge?
Sometimes I wonder about him. The Virginia governors race had a lot of things going on that don't exist in other states.
Posted by: wheatie at March 31, 2014 02:00 PM (m7/Sn)
Posted by: Liriope Fields at March 31, 2014 05:41 PM (uhMMS)
Are you that guy in his pajamas with the mug of coco?
Posted by: The Obvious Sock at March 31, 2014 02:00 PM (q+zA9)
Posted by: WalrusRex at March 31, 2014 02:00 PM (XUKZU)
Posted by: Niedermeyer's Dead Horse at March 31, 2014 02:00 PM (DmNpO)
Posted by: Lauren at March 31, 2014 05:55 PM (hFL/3)
_________
Middle class is broadly defined as those between the 25th and 75th percentile. If median is $61K, then $38K is most likely above 25th percentile.
Let math be your friend.
Posted by: Mr. Moo Moo at March 31, 2014 02:01 PM (0LHZx)
Posted by: spypeach at March 31, 2014 02:01 PM (10H0T)
Posted by: Sean Bannion [/i][/s][/u][/b] at March 31, 2014 02:02 PM (yz6yg)
Posted by: Hello it's me Donna and I know nuthink! at March 31, 2014 05:58 PM (9+ccr)
___________
Sure you do. It's a high end policy (hence the $800) that you get for $200. The benefits don't change because you get a subsidy.
Posted by: Mr. Moo Moo at March 31, 2014 02:02 PM (0LHZx)
PRO TIP: You're only asking for trouble if you foment the grapes.
Posted by: Cicero (@cicero) at March 31, 2014 02:02 PM (8ZskC)
If that little sell of his/hers isn't repeated elsewhere, verbatim, I'd be shocked.
Posted by: Niedermeyer's Dead Horse at March 31, 2014 06:00 PM (DmNpO)
Lets Bing/ google it and see what we get
Posted by: The Obvious Sock at March 31, 2014 02:03 PM (q+zA9)
Posted by: Sean Bannion [/i][/s][/u][/b] at March 31, 2014 02:03 PM (yz6yg)
Posted by: Moebius at March 31, 2014 02:03 PM (zeWnb)
Posted by: johnd01 at March 31, 2014 02:03 PM (ukNFU)
$38k in California, with its high fuel costs and high taxes is very close to poverty for a family.
Even with the EITC and ObamaCare subsidies, they still are buying $4.00 gas and paying a ridiculous amount in sales tax, plus renting in a very, very expensive market.
Posted by: CharlieBrown'sDildo at March 31, 2014 02:03 PM (QFxY5)
Posted by: Ronan Farrow"
This shit is fucking killing me.
Posted by: Ricardo Kill at March 31, 2014 05:28 PM (gOoFi)
Can someone explain this to me. I missed out.
Posted by: flounder at March 31, 2014 02:03 PM (Kkt/i)
Posted by: Adam at March 31, 2014 02:03 PM (Aif/5)
Posted by: Mr. Moo Moo at March 31, 2014 05:59 PM (0LHZx)
Less than 10.00 which is more than 20% less. That's contingent on my slide rule working properly.
Posted by: polynikes at March 31, 2014 02:03 PM (m2CN7)
Posted by: spypeach at March 31, 2014 02:04 PM (10H0T)
Posted by: Cicero (@cicero) at March 31, 2014 06:02 PM (8ZskC) <<<
We'll fuck yo' shit up.
Posted by: The California Raisins at March 31, 2014 02:04 PM (08jH8)
A typical middle-class family needs a median household income of $85,000 in the East, $70,000 in the South, $60,000 in the Midwest and $70,000 in the West.
They broke it down a step further, saying the median for middle-class homes is $55,000 in rural areas, $70,000 in urban areas and $75,000 in suburban areas.
There's no excellent definition. By traditional standards it's anything between the warrior nobility and the serf.
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 02:04 PM (45N4D)
Posted by: Mirror-Universe Mitt Romney at March 31, 2014 02:04 PM (9W+0f)
Posted by: Bevel Lemelisk at March 31, 2014 02:04 PM (ojOys)
Posted by: Sean Bannion [/i][/s][/u][/b] at March 31, 2014 02:05 PM (yz6yg)
So if I hear you right, AoS is now legit enough that it is worthy of paid for lefty marketing trolls? Score, we've hit the jackpot people! I don't know what we win but we win something.
I vote Liriope for barrel cleaning duty. I'm a giver like that.
Posted by: LizLem at March 31, 2014 02:05 PM (BF+2f)
Somebody up-thread agreed with you.
Just rest on your laurels.
Posted by: CharlieBrown'sDildo at March 31, 2014 02:05 PM (QFxY5)
Hoping it will form an anal singularity and suck the three of them out of our universe?
Posted by: Blanco Basura at March 31, 2014 02:05 PM (0AKks)
Posted by: Baron Von Ottomatic at March 31, 2014 02:05 PM (uhMMS)
Posted by: Sean Bannion [/i][/s][/u][/b] at March 31, 2014 02:06 PM (yz6yg)
Posted by: CharlieBrown'sDildo at March 31, 2014 06:03 PM (QFxY5)
____________
And also receiving all sorts of govt benefits like SNAP, WIC, LIHEAP, Section 8, etc
$38K is more like $50K when taking into account all other bennies, plus the EITC as you mention.
Posted by: Mr. Moo Moo at March 31, 2014 02:06 PM (0LHZx)
Posted by: Mr. Moo Moo at March 31, 2014 06:06 PM (0LHZx)
QED
Thank you.
Now go home and get your fucking shine box.
Posted by: CharlieBrown'sDildo at March 31, 2014 02:08 PM (QFxY5)
Posted by: Lauren at March 31, 2014 02:08 PM (hFL/3)
$85,000 in the East, $70,000 in the South, $60,000 in the Midwest and
$70,000 in the West.
They broke it down a step further, saying the
median for middle-class homes is $55,000 in rural areas, $70,000 in
urban areas and $75,000 in suburban areas.
There's no excellent definition. By traditional standards it's anything between the warrior nobility and the serf.
Posted by: bonhomme at March 31, 2014 06:04 PM (45N4D)
_________________
Nationally median income is $51K. So what you're saying is that only 30-40% of people nationally are middle class. That makes no sense if you understand what the word **middle** means.
Posted by: Mr. Moo Moo at March 31, 2014 02:08 PM (0LHZx)
Thank you.
Now go home and get your fucking shine box.
Posted by: CharlieBrown'sDildo at March 31, 2014 06:08 PM (QFxY5)
____________
Dude you made my point for me. They earn $38K, they get another $20K in tax credits and benefits, hence they're really making $58K. That is not poor, CA or not.
Posted by: Mr. Moo Moo at March 31, 2014 02:09 PM (0LHZx)
Posted by: Flatbush Joe at March 31, 2014 05:34 PM (ZPrif)
Yeah. Sorry. Don't mean to be flippant. It's a huge shit sandwich. And I don't think many people have good suggestions on how to minimize the pain. It's a matter of finding the least painful option for your situation and trying to shoehorn yourself into the qualifications.
For us, it is paying 150-200% higher premiums with about the same increases in deductibles, while my state-employed sibling pays about half that for about double the risk.
Posted by: flounder at March 31, 2014 02:13 PM (Kkt/i)
Posted by: polynikes at March 31, 2014 02:13 PM (m2CN7)
Posted by: Ricardo Kill at March 31, 2014 02:13 PM (gOoFi)
Posted by: Ricardo Kill at March 31, 2014 02:15 PM (gOoFi)
Posted by: Phinn at March 31, 2014 02:15 PM (HINxj)
Posted by: Mindy at March 31, 2014 02:16 PM (Ew9Pv)
I'm just relaying what Pew called "middle class". I also readily admit that there isn't a good definition. Your second and third quartile across the entire nation is OK, but I don't think it's the best. I think the middle +/- 18% in every county is probably pretty good.
Posted by: bonhomme[/i][/b][/i][/b][/s][/s] at March 31, 2014 02:16 PM (gtjN1)
Posted by: Blacque Jacques Shellacque at March 31, 2014 02:29 PM (vd7A8)
Posted by: Liriope Fields at March 31, 2014 05:41 PM (uhMMS)
Listen up, moby: I don't care that you buy kneepads by the truckload so that you can thank Barry personally, but I do wish that you'd wipe off your chin before turning around to lecture the rest of us. Kthanbai.
Posted by: physics geek at March 31, 2014 03:37 PM (llWHs)
Posted by: Ray Van Dune at March 31, 2014 03:46 PM (g2Ee8)
Posted by: wodun at March 31, 2014 03:52 PM (fbqZE)
Posted by: Dirks strewn at April 01, 2014 03:22 AM (77F0w)
Hide Comments | Add Comment | Refresh | Top
64 queries taking 0.3278 seconds, 545 records returned.
Powered by Minx 1.1.6c-pink.








Posted by: AllenG (DedicatedTenther) Ah, F It. at March 31, 2014 12:43 PM (PYAXX)